Sustainable Finances

Stichting Etica da Terra (EU)

Sustainable Agriculture

Stichting Etica da Terra

Stichting Etica da Terra ("Etica da Terra Europe") has its corporate seat in The Netherlands, Zeist and was founded under Dutch law on December 27th, 2013. The aims and themes of Etica da Terra Europe are similar to those of Etica da Terra/Instituto Ita Wegman do Brasil, more specific: National Health Project, Sustainable Agriculture, Water, Seeds and Biodiversity, Sustainable Bank/Fund and Microcredit, Investor and consumer awareness. The members of the Board of Directors of Etica da Terra Europe are:

- Mrs. J. Arippol (chairman);
- Mr. L.M. Rutgers van Rozenburg (financial director);
- Mr. W.H.E. Parlevliet (secretary director).

Josiana Arippol

JosianaPartner and founder of Ética da Terra, Josiana Arippol graduated in Business Administration from Fundação Getúlio Vargas (EAESP-FGV, 1978). She started her career as a researcher in the department of economics and social sciences of FGV, working, later on, in the managing of Human Resources of Ferrovia Paulista S.A (FEPASA). She organized the first courses of Ecological Agriculture and Healthy Food in São Paulo, in the 1980's, strongly supported by nutritionists and doctors. She was a school educator and steepened herself in school organization and administration. After that, she attended the Centre for Social Development, in England, and worked on health and economic projects for the youth.

However, when she first got in touch with European social and ecological banks, Josiana centered her work on developing the conceptual and practical parts of sustainable finance. There an intensive interchange started with TRIODOS BANK, in the Netherlands , that lasts until the present moment. In 1994, she was invited by Federação Brasileira de Bancos (FEBRABAN) to an annual meeting in which she worked on the subject The Bank of the Future. In the same year, she co-founded Widar-Empreendimentos para o Fluir Saudável do Dinheiro financing organic and biodynamic agriculture, microcredit, students and schools.

Josiana lived for ten years in Europe, where she worked with Prof. Yunus of GRAMEEN BANK in the international launching of the concept of microcredit in England and the United States, supported by the World Bank. Her ability to build networks sensibly contributed to the strengthening and realization of ideals. Currently living in Brazil, she continues to participate in businesses of the sector in Holland and Switzerland, also facilitating study and observation groups with managers, consultants and youngsters in Brazil and Europe.

From 2006 to 2008, she organized international events at Fundação Getúlio Vargas, creating a broad discussion network on sustainability made up by scientists, researchers, lawyers, doctors, nutritionists, economists, and agricultural workers.

"My motivation comes from the certainty that Brazil can reach a brilliant future keeping itself ecologically balanced. This means that it will continue to be a great global producer of commodities, ensuring, however, the quality and safety of its products".

She graduated in MBA Sustainability in 2011 at Fundação Getúlio Vargas São Paulo. Since then Founding Partner and Lead Consultant, IMAGES FOR THE THOUGHT, The Netherlands: Consultancy, Support and Investment for the Organic, Agroecological and Biodynamic enterprises and movement worldwide; Consultancy to municipal, state and federal governments on independency and methods . Images for the healthy flow of money in the Society and Sustainable Finance. Bottom-up approach, small farmers support and associative methods, social economy, productive micro-credit. Development of local and regional brands and introduction in International Market.

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Mr. L.M. Rutgers van Rozenburg


Max is an experienced CEO who has since the 80s restructured many organizations as temporary director. The last five years he has been regularly appointed by the Dutch Juridiciary and the Supreme Court as a CEO or Chairman of a Supervisory Board in a variety of companies in dire straits.

From difficult start positions Max' capacity is to realize conditions for restoring confidence and creating new solutions and new perspectives.

Max is a graduated sociologist, finished the Master Class Interim Management at the Rotterdam School of Management (RSM) and is qualified in Alternative Dispute Resolution (ADR). He started his career in management positions in several companies (i.a. the Schiphol Group) and became entrepreneur in the early 80's. In addition, he was and is as a board member associated with a large number of NGOs and social enterprises, including Triodos Bank, The Foundation for Property Management of Biodynamic Agriculture Farmland, the Kingfisher Institute for Anthroposophic Medical Research and, during 11 years as Treasurer of the Dutch Anthroposophical Society.

Mr. W.H.E. Parlevliet

Antonio Carlos

Walter graduated in economics at the University of Applied Sciences in Eindhoven and graduated Law (master degree) at the Radboud University Nijmegen, both institutes are located in The Netherlands. Afterwards he followed Business courses, such as: De Baak Strategic Management, TSM Business School (programme of University Groningen and Twente) and several post-academic courses like: International Commercial and Financial law, International corporate law.

Walter has taken care of a variety of courses/seminars, like for the Faculty of Law (Centre for Construction Law) at the University Leuven (Belgium) about Privat-Public Partnerships and Design/Build/Finance/Maintain/Operate-contracting. He has a very broad professional experience as board member, entrepreneur and (interim) legal director/manager/counsel. At the moment is Walter member of the supervisory board of Bouwaandeel B.V., a crowdfunding company for real estate projects.

Walter was for 7 years chairman of the editing board of a Dutch legal paper for construction law: "Bouwrecht" (Wolters Kluwer). He has taken care of a wide range of legal publications and lectures on the subject of real estate law, construction law, air law and tender law and is (co-) author of several legal books. Since 7 years is Walter CEO and runs a diverse range of businesses: PAC Legal, PAC Audiovisual Recordings, Parel Strategy Consultants and PAC Real Estate.

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